Crushing Your Credit Score
Learn how to raise your credit score, thereby allowing you to get better interest rates on large purchases!
Welcome to Crushing Your Credit Score, where you’ll learn how to raise your credit score, thereby ensuring that you get more favorable interest rates when it comes to financing big purchases through debt.
I’ve heard many people complain that they have no idea how credit scores even work. But the good news is there are just five key components, and they’re pretty easy to grasp with a bit of study. We’ll teach you all that, though, along with how to pull your credit score data from both official and unofficial sources.
Once you know your credit score, raising it is simply a matter or knowing which areas need the most work, and then tackling them accordingly.
I’ll show you how to do that, giving you actionable tips and tricks to raise your credit score either in the short run or the long run, depending on the timing of your goals.
No matter your current skill level, our step-by-step course will give you the tools and resources you need to build or improve your credit history.
This course is divided into three sections, containing 16 videos, as well as a 25+ page workbook containing templates, video notes, and exercises, and other bonuses.
Together, we’ll cover the following topics:
1. The components of a credit score
2. Where to pull your credit score, both officially and unofficially
3. How to improve the various components of your credit score
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My name is Michelle Waymire, and I’m the founder of the Young Scrappy Money Academy, a financial education platform geared towards serving young investors. My passion is providing approachable, actionable financial literacy education to recent graduates, young professionals, artists/entrepreneurs, and LGBTQ+ folx.
I hold my Master’s in Business Administration from the University of Tennessee, I’m a Chartered Financial Analyst (CFA) charterholder, and have been quoted/featured in US News, Glamour, Bustle, local NPR, and many more.
When I’m not helping my clients kick butt at all things money-related, I enjoy baking, self-deprecating humor about avocado toast and Burning Man, and bears. I am a sometimes runner, an all-the-time coffee addict, and once built the Disney castle out of Legos. If you ask nicely, I will show you too many pictures of my dogbabies, Harvey and Momo!
I am also a fiduciary financial advisor and financial coach; you can read about my advisory work at www.youngandscrappy.com.
Start1.1: What is a Credit Score? (3:53)
Start1.2: Component #1: Payment History (1:15)
Start1.3: Component #2: Utilization (2:00)
Start1.4: Component #3: Length of Credit (3:02)
Start1.5: Component #4: Type of Credit (1:34)
Start1.6: Component #5: Credit Inquiries (3:43)
Start1.7: How to Pull Your Credit Score (3:30)
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Frequently Asked Questions
Credit scores don't have to be a big scary mystery. Join us as we help you build credit, improve credit, or generally crush your credit score!