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YSMA Basic Pass: Monthly Subscription

An all-access pass to the Young Scrappy Money Academy content!

Enroll in Course

Well hello there, friend! If you've hit this page, chances are you're looking to overhaul your finances.

You might be worried, scared, and have no idea where to begin. You might KNOW already that you need a budget, but everything you've tried in the past just doesn't seem to be working. You may also have credit card debt or a low credit score that needs work. You might even have most of the aspects of your finances on lock, but are looking to learn more about how you can make your money work for you.

If any of that rings a bell, you're in the right place.

Welcome to the Young Scrappy Money Academy, a series of courses on money mindsets, investing, debt, and everything in between. Normally, people purchase our courses individually--but for those on a tighter budget or who can't choose between multiple topics, we're excited to present our membership option.


No matter your current skill level, our step-by-step courses will give you the tools and resources you need to make informed financial decisions.

This membership is divided into six comprehensive courses, containing 100+ videos, dozens of useful templates and exercise, a supplemental glossary of investment terms, and other bonuses.

Together, we’ll cover the following topics:

  1. How to set S.M.A.R.T. Financial Goals and measure your net worth
  2. How to get right with your money mindset, including forgiving yourself for past mistakes and preparing to make more money
  3. How to budget--without needing to save receipts or worry about ongoing tracking
  4. How to pay down debt in a way that works for you, including more complex strategies such as debt consolidations
  5. How to raise your credit score, or build credit for the first time
  6. How to invest your money for the long term, including how to manage your own retirement accounts

Get started now!



Your Instructor


Michelle Waymire, CFA
Michelle Waymire, CFA

My name is Michelle Waymire, and I’m the founder of the Young Scrappy Money Academy, a financial education platform geared towards serving young investors. My passion is providing approachable, actionable financial literacy education to recent graduates, young professionals, artists/entrepreneurs, and LGBTQ+ folx.

I hold my Master’s in Business Administration from the University of Tennessee, I’m a Chartered Financial Analyst (CFA) charterholder, and have been quoted/featured in US News, Glamour, Bustle, local NPR, and many more.

When I’m not helping my clients kick butt at all things money-related, I enjoy baking, self-deprecating humor about avocado toast and Burning Man, and bears. I am a sometimes runner, an all-the-time coffee addict, and once built the Disney castle out of Legos. If you ask nicely, I will show you too many pictures of my dogbabies, Harvey and Momo!

I am also a fiduciary financial advisor and financial coach; you can read about my advisory work at www.youngandscrappy.com.


Frequently Asked Questions


What if I’m completely new to personal finance?
Don’t worry, our courses are designed for people looking to start from the very beginning. We do our best to take these big complicated topics and break everything down into bite-sized chunks, delivered in plain English that anyone can understand! And if you find yourself running into trouble, we’re happy to help you in the dedicated Slack group.
What if I’ve already made good progress towards getting my financial s*** together?
Even if you’ve been doing this awhile, chances are our courses will teach you something new. Whether that's brand new information, or simply getting you to look at old concepts in new ways, we are confident you will find ample opportunity to up your money game.
When does the course start and finish?
The course starts now! It is a completely self-paced online course - you decide when you start and when you finish.
How long do I have access to the course?
Much like Netflix, you have unlimited access to our content across any and all devices you own, for as long as you continue to pay the monthly membership fee. In addition, we're always adding new strategies and information to our existing courses, and may even add new courses down the line. As long as you're a member, you will receive all these updates for free.
How is the course content delivered?
We provide video and text-based courses that are taught through short tutorials, PDFs, and corresponding worksheets/exercises. When you register you will receive an enrollment email with your unique login information. You can jump between courses depending on your focus area, or work through them all sequentially--your call.
Does this course work for those outside of the United States?
While many of the fundamental principles will translate, you will find that some information (such as that about investing) is native to the U.S.
What if I am unhappy with the course?
We would never want you to be unhappy! If you are unsatisfied with your purchase, contact us in the first 30 days and we will give you a full refund.
What if you didn’t answer my question just now?
If you don't see your question here, please send me an email at [email protected], and I will send you the information you need!

Get started now!